Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for eugene, OR

Latitude: 44.057663 -- Longitude: -123.110345

Other Area Cities: Eugene Creswell Santa Clara Springfield Junction City Cottage Grove

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The city of Eugene is the county seat of Lane County, Oregon, United States. It is located at the south end of the Willamette Valley, at the confluence of the McKenzie and Willamette rivers, about 60 miles (100 km) east of the Oregon Coast. Eugene is the third largest city [1] (estimated population 146,160 as of 2005) and has the third largest metropolitan population [2] in the state of Oregon. (Eugene has long been the state's second largest city after Portland, but was overtaken by Salem in terms of population around 2004.) Eugene is home to the University of Oregon. The city is also noted for its natural beauty, activist political leanings, alternative lifestyles, recreation opportunities (especially bicycling, rafting, and kayaking), and arts focus. Eugene's motto is "The World's Greatest City for the Arts and Outdoors." -- Source: Wikipedia.com

Oregon 2000 Census Population Profile Map

	Eugene	Oregon	United States
Population	137,893	3,421,399	281,421,906
Median age	33	36.3	35.3
Median age for Male	31.2	35.1	34
Median age for Female	34.9	37.5	36.5
Households	58,110	1,333,723	105,480,101
Household population	131,807	3,343,908	273,643,273
Average household size	2.27	2.51	2.59
Families	31,297	877,671	71,787,347
Average family size	2.87	3.02	3.14
Housing units	61,444	1,452,709	115,904,641
Occupied units	58,110	1,333,723	105,480,101
Vacant units	3,334	118,986	10,424,540

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