Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Saint Petersburg, FL

Latitude: 27.782254 -- Longitude: -82.667619

Other Area Cities: Saint Petersburg Largo Lealman Pinellas Park Saint Petersburg Beach Seminole Treasure Island

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St. Petersburg (often referred to by locals as St. Pete) is a city in Pinellas County, Florida. The city is known as a vacation destination for North American and European vacationers, as well as a politically important battleground in U.S. Presidential politics and the home of the highly regarded St. Petersburg Times. As of the 2000 census, the city population was 248,232. As of 2004, the population recorded by the U.S. Census Bureau is 249,090 [1], making it the fourth largest city in the state of Florida. St. Petersburg is the second largest city in the Tampa-St. Petersburg-Clearwater metropolitan area, which is composed of roughly 2.6 million residents, making it the second largest Metropolitan Statistical Area in the state behind Miami-Fort Lauderdale-West Palm Beach, and the third largest in the southeast. -- Source: Wikipedia.com

Florida 2000 Census Population Profile Map

	Saint Petersburg	Florida	United States
Population	248,232	15,982,378	281,421,906
Median age	39.3	38.7	35.3
Median age for Male	37.8	37.3	34
Median age for Female	40.6	40.1	36.5
Households	109,663	6,337,929	105,480,101
Household population	241,730	15,593,433	273,643,273
Average household size	2.2	2.46	2.59
Families	61,584	4,210,760	71,787,347
Average family size	2.88	2.98	3.14
Housing units	124,618	7,302,947	115,904,641
Occupied units	109,663	6,337,929	105,480,101
Vacant units	14,955	965,018	10,424,540

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