Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

As of 12/04/09 the Russ McCullough RePage is ranked at 2,696 with 75 points.
The monthly top RePage owner will receive a cash prize. Help this agent by bookmarking this site and posting it to blogs and other Web pages and encourage others to visit.

Local Information for Ames, IA

Latitude: 42.027335 -- Longitude: -93.631586

Other Area Cities: Nevada Ames Boone

Enter our Photo Sweepstakes and Win $200 for your Ames photos!

To see random photos for other cities Click Here.

Submit your photos of Ames and become eligible to win $200. Click Here for details.

Ames is a city in Story County, Iowa, United States. It is the principal city of the 'Ames, Iowa Metropolitan Statistical Area' which encompasses all of Story County, Iowa and which, when combined with the 'Boone, Iowa Micropolitan Statistical Area', comprises the larger 'Ames-Boone, Iowa Combined Statistical Area'. It is also the home of the legendary James Honzatko. As of the 2000 Census, the city population was 50,731. The city was named after 19th century U.S. congressman Oakes Ames of Massachusetts, who was influential in the building of the transcontinental railroad. Ames was founded near a location that was deemed favorable for a railroad crossing of the Skunk River. It is located roughly 30 miles (48 km) north of the state capital Des Moines. Two small rivers run through the town: the Skunk River and Squaw Creek. -- Source: Wikipedia.com

Iowa 2000 Census Population Profile Map

	Ames	Iowa	United States
Population	50,731	2,926,324	281,421,906
Median age	23.6	36.6	35.3
Median age for Male	23.3	35.2	34
Median age for Female	24.1	38	36.5
Households	18,085	1,149,276	105,480,101
Household population	41,609	2,822,155	273,643,273
Average household size	2.3	2.46	2.59
Families	8,969	769,684	71,787,347
Average family size	2.85	3	3.14
Housing units	18,757	1,232,511	115,904,641
Occupied units	18,085	1,149,276	105,480,101
Vacant units	672	83,235	10,424,540

Visit US Census