Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Nevada City, CA

Latitude: 39.261435 -- Longitude: -121.018602

Other Area Cities: Grass Valley Nevada City

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Nevada City is the county seat of Nevada County, California, 166 miles (267 km) northeast of San Francisco. In 1900, 3,250 people lived in Nevada City, California; in 1910, 2,689 lived here. The population was 3,001 at the 2000 census. The name comes from the Spanish word meaning "snow-covered," referring to the snow-topped mountains in the area. It was first settled in 1849, during the California Gold Rush, under the name Nevada (the "City" was added later to avoid confusion with the State of Nevada). In 1850-51, it was the most important mining town in the state, Nevada County being the leading gold-mining county in the state. Nevada City was incorporated in 1875 and chartered in 1885. Joanna Newsom grew up in Nevada City, which she claimed to be " swarming with artists and hippies and old prospectors..." -- Source: Wikipedia.com

California 2000 Census Population Profile Map

	Nevada City	California	United States
Population	3,001	33,871,648	281,421,906
Median age	43.5	33.3	35.3
Median age for Male	41.7	32.2	34
Median age for Female	45	34.4	36.5
Households	1,313	11,502,870	105,480,101
Household population	2,814	33,051,894	273,643,273
Average household size	2.14	2.87	2.59
Families	740	7,920,049	71,787,347
Average family size	2.71	3.43	3.14
Housing units	1,415	12,214,549	115,904,641
Occupied units	1,313	11,502,870	105,480,101
Vacant units	102	711,679	10,424,540

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