Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!



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Local Information for St. Joseph, MI

Latitude: 42.09799 -- Longitude: -86.484049


Other Area Cities:   Saint Joseph  Benton Harbor 

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St. Joseph is a city in the U.S. state of Michigan. As of the 2000 census, the city population was 8,789. Chicago lies about 55 miles across Lake Michigan. It is the county seat of Berrien County6. Located on the shore of Lake Michigan, it is the site of the Venetian Festival, an event that draws thousands annually to its shores. It is also home of the American Society of Agricultural and Biological Engineers. St. Joseph and Benton Harbor are locally collectively known as the "Twin Cities." -- Source: Wikipedia.com




Michigan 2000 Census Population Profile Map

Saint Joseph Michigan United States
Population 8,789 9,938,444 281,421,906
Median age 39.3 35.5 35.3
Median age for Male 37 34.3 34
Median age for Female 41.5 36.6 36.5
Households 4,117 3,785,661 105,480,101
Household population 8,203 9,688,555 273,643,273
Average household size 1.99 2.56 2.59
Families 2,057 2,575,699 71,787,347
Average family size 2.77 3.1 3.14
Housing units 4,594 4,234,279 115,904,641
Occupied units 4,117 3,785,661 105,480,101
Vacant units 477 448,618 10,424,540

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Paula Schatz - EXIT Realty ZP Schatz
Paula Schatz
EXIT Realty ZP Schatz


711 Pleasant Street
St. Joseph, MI 49085

VOICE: 269-930-5565

FAX: 269-983-0400



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