Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Tuscaloosa, AL

Latitude: 33.20654 -- Longitude: -87.534607

Other Area Cities: Northport Tuscaloosa

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Tuscaloosa is a city in west central Alabama in the southern United States. On the Black Warrior River, it is the seat of Tuscaloosa CountyGR6 and the fifth-largest city in Alabama with a population of 79,294 (2003 U.S. Census Bureau Estimate). Tuscaloosa is named after the Choctaw chieftain Tuskalusa (which means Black Warrior in that language), who battled and was defeated by Hernando de Soto in 1540 in the Battle of Mauvila. Tuscaloosa is known for its college sports - particularly University of Alabama athletics. In the 1925 football season, an underrated University of Alabama Crimson Tide football team played in the first of many Rose Bowls, defeating Washington 20 - 19 and giving the Tide the first of 12 national championships. The Tide's 12 national titles tie the University of Notre Dame for the most in college football history. The Crimson Tide also has the most SEC championships, the most bowl appearances and the most bowl wins of any team in college football. ROLL TIDE! -- Source: Wikipedia.com

Alabama 2000 Census Population Profile Map

	Tuscaloosa	Alabama	United States
Population	77,906	4,447,100	281,421,906
Median age	28.4	35.8	35.3
Median age for Male	27.5	34.4	34
Median age for Female	29.3	37.2	36.5
Households	31,381	1,737,080	105,480,101
Household population	69,804	4,332,380	273,643,273
Average household size	2.22	2.49	2.59
Families	16,931	1,215,968	71,787,347
Average family size	2.93	3.01	3.14
Housing units	34,857	1,963,711	115,904,641
Occupied units	31,381	1,737,080	105,480,101
Vacant units	3,476	226,631	10,424,540

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