Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Terre Haute, IN

Latitude: 39.469586 -- Longitude: -87.389762

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Terre Haute is a city in Vigo County, Indiana near the state's western border with Illinois. It is the principal city of and is included in the Terre Haute, IN Metropolitan Statistical Area. As of the 2000 census, the city had a total population of 59,614. The city is the county seat of Vigo CountyGR6. Its current Mayor is Kevin W. The name of the city is derived from the French phrase terre haute (pronounced /t?? ot/ in French), meaning “high land,” and was used by the French explorers in the area in the early 18th century to describe the plateau-like rise of the land next to the Wabash River (See French colonization of the Americas). During "Tecumseh's War" in 1811, the construction of Fort Harrison during an expedition led by William Henry Harrison marked the known beginning of a permanent population of European-Americans—a Wea village called Weautano (also known as "Rising Sun" and "Old Orchard Town") already existed near the fort. -- Source: Wikipedia.com

Indiana 2000 Census Population Profile Map

	Terre Haute	Indiana	United States
Population	59,614	6,080,485	281,421,906
Median age	32.1	35.2	35.3
Median age for Male	29.8	33.9	34
Median age for Female	35.2	36.5	36.5
Households	22,870	2,336,306	105,480,101
Household population	52,213	5,902,331	273,643,273
Average household size	2.28	2.53	2.59
Families	13,025	1,602,501	71,787,347
Average family size	2.95	3.05	3.14
Housing units	25,636	2,532,319	115,904,641
Occupied units	22,870	2,336,306	105,480,101
Vacant units	2,766	196,013	10,424,540

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