Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Charlotte, NC

Latitude: 35.207193 -- Longitude: -80.829224

Other Area Cities: Charlotte Gastonia Concord Belmont Huntersville Mint Hill Matthews Mount Holly Pineville

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Charlotte is the largest city in North Carolina and the 20th largest in the United States, with a population of approximately 610,949 (2005 estimate). The Charlotte metropolitan area (MSA) had a 2006 estimated population of 1,594,799. As of 2005, Charlotte-Gastonia-Concord had a combined statistical area (CSA) population of 2,120,745. The city is at the center of one of the fastest growing metropolitan regions in the United States, with an average influx of roughly 20,000 newcomers each year over the past decade. Charlotte is the county seat of Mecklenburg CountyGR6, and is located in south-central North Carolina, near the South Carolina border. Nicknamed The Queen City (which it shares with Cincinnati, Ohio), Charlotte was named in honor of Queen Charlotte, wife of King George III of England. -- Source: Wikipedia.com

North Carolina 2000 Census Population Profile Map

	Charlotte	North Carolina	United States
Population	540,828	8,049,313	281,421,906
Median age	32.7	35.3	35.3
Median age for Male	31.5	33.8	34
Median age for Female	33.9	36.7	36.5
Households	215,449	3,132,013	105,480,101
Household population	528,600	7,795,432	273,643,273
Average household size	2.45	2.49	2.59
Families	132,378	2,158,869	71,787,347
Average family size	3.07	2.98	3.14
Housing units	230,434	3,523,944	115,904,641
Occupied units	215,449	3,132,013	105,480,101
Vacant units	14,985	391,931	10,424,540

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