Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Shreveport, LA

Latitude: 32.468003 -- Longitude: -93.771115

Other Area Cities: Shreveport Bossier City

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Shreveport, Louisiana, is the third largest city and the third largest metropolitan area in the U.S. state of Louisiana. It is the seat of Caddo Parish. As of 2004, the city's population given by the U.S. Census Bureau was 198,675, a decline from the 2000 census levels. Bossier City lies across the Red River in Bossier Parish and the Shreveport-Bossier City Metropolitan Area population exceeds 375,000. Shreveport is the commercial and cultural center of the Ark-La-Tex, the area where Arkansas, Louisiana, and Texas meet. Some call it the "Gateway to East Texas;" others claim that Shreveport sits on the border between the South and the West. The city exercises a great pull over this region. A good example of this is that people in East Texas watch and donate money to the Louisiana Public Broadcasting Service (PBS) because no PBS station exists in northeast Texas. -- Source: Wikipedia.com

Louisiana 2000 Census Population Profile Map

	Shreveport	Louisiana	United States
Population	200,145	4,468,976	281,421,906
Median age	34.3	34	35.3
Median age for Male	31.9	32.6	34
Median age for Female	36.4	35.3	36.5
Households	78,662	1,656,053	105,480,101
Household population	194,754	4,333,011	273,643,273
Average household size	2.48	2.62	2.59
Families	50,442	1,156,438	71,787,347
Average family size	3.12	3.16	3.14
Housing units	86,802	1,847,181	115,904,641
Occupied units	78,662	1,656,053	105,480,101
Vacant units	8,140	191,128	10,424,540

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