Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Stamford, CT

Latitude: 41.074448 -- Longitude: -73.541316

Other Area Cities: Stamford Greenwich Darien Westport Old Greenwich Fairfield

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Stamford is a city in Fairfield County, Connecticut, United States, one of the most affluent counties in the country. According to 2006 Census Bureau estimates, the population of the city is 126,745.[citation needed] Its population is rapidly growing due to an influx of jobs and its close proximity to New York City. Stamford is one of the top 4 largest cities in the state of Connecticut. [1] Stamford is part of the New York metropolitan area. Stamford was the ninth-safest city in the United States in 2006 and for the past six years has ranked in the top 11 safest cities with populations of 100,000 or more, according to the FBI.[2] In 2005, Stamford was voted "The Best City to Reside In" by the magazine United States Living -- Source: Wikipedia.com

Connecticut 2000 Census Population Profile Map

	Stamford	Connecticut	United States
Population	117,083	3,405,565	281,421,906
Median age	36.4	37.4	35.3
Median age for Male	35	36.1	34
Median age for Female	37.9	38.6	36.5
Households	45,399	1,301,670	105,480,101
Household population	115,330	3,297,626	273,643,273
Average household size	2.54	2.53	2.59
Families	28,951	881,170	71,787,347
Average family size	3.13	3.08	3.14
Housing units	47,317	1,385,975	115,904,641
Occupied units	45,399	1,301,670	105,480,101
Vacant units	1,918	84,305	10,424,540

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