Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Daytona Beach Shores, FL

Latitude: 29.171045 -- Longitude: -80.980511

Other Area Cities: Daytona Beach Shores Daytona Beach New Smyrna Beach Ormond Beach Edgewater Holly Hill Port Orange

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Daytona Beach Shores was first organized in 1960 by local business leaders convinced that a smaller community could provide better services to its residents. The City was incorporated on April 22, 1960 and is located between unincorporated Wilbur-by-the-Sea to the south and Daytona Beach to the north. In the 1970s and the 1980s, the City enjoyed a massive building program. Now about 80 percent of the residents live in high-rise condominiums that stretch along the Atlantic Ocean. In 1997, residents voted in a straw ballot to limit the height of future buildings to 12 stories. The City Council approved the height limit in 1998 A resort and retirement community, the City has no schools or manufacturing industry, but caters to visitors year-round with miniature golf courses and other types of family entertainment. -- Source: Wikipedia.com

Florida 2000 Census Population Profile Map

	Daytona Beach Shores	Florida	United States
Population	4,299	15,982,378	281,421,906
Median age	64.7	38.7	35.3
Median age for Male	64.5	37.3	34
Median age for Female	64.9	40.1	36.5
Households	2,423	6,337,929	105,480,101
Household population	4,299	15,593,433	273,643,273
Average household size	1.77	2.46	2.59
Families	1,439	4,210,760	71,787,347
Average family size	2.18	2.98	3.14
Housing units	4,385	7,302,947	115,904,641
Occupied units	2,423	6,337,929	105,480,101
Vacant units	1,962	965,018	10,424,540

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