Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Larchmont, NY

Latitude: 40.926201 -- Longitude: -73.753108

Other Area Cities: Larchmont Ardsley Yonkers White Plains Valhalla Tarrytown Tuckahoe Dobbs Ferry Scarsdale Rye Brook Rye Port Chester Greenville Pelham Manor Mount Vernon Mamaroneck New Rochelle Harrison Hartsdale Pleasantville

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Larchmont is a village in Westchester County, New York, United States. The population was 6,485 at the 2000 census. As a village, it is located within the town of Mamaroneck. It is located on the shore of the Long Island Sound, about eighteen miles from Midtown Manhattan. Larchmont is served by the New Haven Line of the Metro-North Railroad. The village of Larchmont contains one of the six schools in the Mamaroneck School District, Chatsworth Avenue School, which was established in 1903. Two of the other schools are in the Village of Mamaroneck, and the other three (two elementary schools and the middle school) are in the unincorporated Town of Mamaroneck. -- Source: Wikipedia.com

New York 2000 Census Population Profile Map

	Larchmont	New York	United States
Population	6,485	18,976,457	281,421,906
Median age	37.8	35.9	35.3
Median age for Male	36.6	34.5	34
Median age for Female	39	37.2	36.5
Households	2,418	7,056,860	105,480,101
Household population	6,438	18,395,996	273,643,273
Average household size	2.66	2.61	2.59
Families	1,710	4,639,387	71,787,347
Average family size	3.25	3.22	3.14
Housing units	2,470	7,679,307	115,904,641
Occupied units	2,418	7,056,860	105,480,101
Vacant units	52	622,447	10,424,540

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