Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Salem, OR

Latitude: 44.931109 -- Longitude: -123.029159

Other Area Cities: Four Corners Salem Monmouth Dallas Hayesville Keizer Woodburn

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Salem (IPA: ['se? l?m?]) is the capital of the state of Oregon in the United States of America, and county seat of Marion County. The district of West Salem lies in Polk County. It is located in the mid-Willamette Valley, between Portland and Eugene, in one of the most productive agricultural regions in the world.[citation needed] As of July 1, 2005 [1] it had a population of 147,250, with a metro area population of nearly 400,000, making it the second largest city, and second largest metropolitan area in Oregon (after Portland). "Salem" is derived from the Hebrew word "Shalom", and the Arabic word "Salam" both meaning "peace". Historically, Salem has been nicknamed the "Cherry City", because of the importance of the local cherry growing industry. -- Source: Wikipedia.com

Oregon 2000 Census Population Profile Map

	Salem	Oregon	United States
Population	136,924	3,421,399	281,421,906
Median age	33.6	36.3	35.3
Median age for Male	32.1	35.1	34
Median age for Female	35.4	37.5	36.5
Households	50,676	1,333,723	105,480,101
Household population	128,040	3,343,908	273,643,273
Average household size	2.53	2.51	2.59
Families	32,336	877,671	71,787,347
Average family size	3.1	3.02	3.14
Housing units	53,817	1,452,709	115,904,641
Occupied units	50,676	1,333,723	105,480,101
Vacant units	3,141	118,986	10,424,540

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