Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Newburyport, MA

Latitude: 42.812391 -- Longitude: -70.87744

Other Area Cities: Newburyport Amesbury Boxford Groveland Rowley

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In the city the population was spread out with 20.7% under the age of 18, 4.4% from 18 to 24, 32.7% from 25 to 44, 28.2% from 45 to 64, and 14.0% who were 65 years of age or older. The median age was 41 years. For every 100 females there were 86.7 males. For every 100 females age 18 and over, there were 82.9 males. The median income for a household in the city was $58,557, and the median income for a family was $73,306. Males had a median income of $51,831 versus $37,853 for females. The per capita income for the city was $34,187. About 2.8% of families and 5.2% of the population were below the poverty line, including 6.3% of those under age 18 and 6.9% of those age 65 or over. -- Source: Wikipedia.com

Massachusetts 2000 Census Population Profile Map

	Newburyport	Massachusetts	United States
Population	17,189	6,349,097	281,421,906
Median age	40.9	36.5	35.3
Median age for Male	39.7	35.4	34
Median age for Female	42	37.7	36.5
Households	7,519	2,443,580	105,480,101
Household population	16,807	6,127,881	273,643,273
Average household size	2.24	2.51	2.59
Families	4,429	1,576,696	71,787,347
Average family size	2.9	3.11	3.14
Housing units	7,897	2,621,989	115,904,641
Occupied units	7,519	2,443,580	105,480,101
Vacant units	378	178,409	10,424,540

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