Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Cottage Grove, OR

Latitude: 43.79537 -- Longitude: -123.060904

Other Area Cities: Cottage Grove Springfield Creswell Eugene

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There were 3,264 households out of which 33.0% had children under the age of 18 living with them, 49.4% were married couples living together, 13.2% had a female householder with no husband present, and 33.1% were non-families. 28.1% of all households were made up of individuals and 14.3% had someone living alone who was 65 years of age or older. The average household size was 2.54 and the average family size was 3.05. In the city the population was spread out with 27.4% under the age of 18, 8.5% from 18 to 24, 26.4% from 25 to 44, 21.7% from 45 to 64, and 16.0% who were 65 years of age or older. The median age was 37 years. For every 100 females there were 92.1 males. For every 100 females age 18 and over, there were 86.5 males. -- Source: Wikipedia.com

Oregon 2000 Census Population Profile Map

	Cottage Grove	Oregon	United States
Population	8,445	3,421,399	281,421,906
Median age	36.8	36.3	35.3
Median age for Male	34.4	35.1	34
Median age for Female	38.7	37.5	36.5
Households	3,264	1,333,723	105,480,101
Household population	8,293	3,343,908	273,643,273
Average household size	2.54	2.51	2.59
Families	2,183	877,671	71,787,347
Average family size	3.05	3.02	3.14
Housing units	3,430	1,452,709	115,904,641
Occupied units	3,264	1,333,723	105,480,101
Vacant units	166	118,986	10,424,540

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