Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Payson, AZ

Latitude: 34.239462 -- Longitude: -111.327456

Other Area Cities: Payson Pine

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Payson Unified School District #10 includes five major schools. Grammar schools include Julia Randall Elementary, Frontier Elementary, and Payson Elementary. Rim Country Middle School and Payson High School are essentially contained within one property. However, both facilities are organized and maintained by separate administration. All schools are subject to district laws enforced by the district board. Payson also has a campus of the Gila County Community College. Payson has plenty of trails for the off-roader. Ninety-seven percent of the land around Payson is owned by the US Government or the tribal governments, consequently much of the land is available for hiking, horseback riding and off roading. It also has a six-screen movie theatre and a bowling alley. The area incorporates three golf courses, two of which belong to private country clubs. Dining choices include Mexican, American, Italian, and Chinese cuisine. -- Source: Wikipedia.com

Arizona 2000 Census Population Profile Map

	Payson	Arizona	United States
Population	13,620	5,130,632	281,421,906
Median age	48.9	34.2	35.3
Median age for Male	47.1	32.9	34
Median age for Female	50.7	35.5	36.5
Households	5,832	1,901,327	105,480,101
Household population	13,388	5,020,782	273,643,273
Average household size	2.3	2.64	2.59
Families	4,068	1,287,367	71,787,347
Average family size	2.71	3.18	3.14
Housing units	7,033	2,189,189	115,904,641
Occupied units	5,832	1,901,327	105,480,101
Vacant units	1,201	287,862	10,424,540

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