Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Urbandale, IA

Latitude: 41.636421 -- Longitude: -93.736121

Other Area Cities: Ankeny Des Moines West Des Moines Urbandale

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Urbandale incorporated as a city on April 16, 1917. In its early days Urbandale served as a streetcar suburb of Des Moines with four coal mines. Urbandale served as the end of the "Urbandale Line" after plans to build a railroad from Des Moines to Woodward were abandoned because of right-of-way issues. The coal mines had closed by the end of the 1940s while streetcar service ended in 1951. In 1920, shortly after the city incorporated, Urbandale had 298 people. Its population in 1950 was 1,777, but the city grew rapidly after that along with the rest of Des Moines' suburbs. By 1970 Urbandale had 14,434 people, and in 2000 it had 29,072.[2] Although most of the city's developed area is in Polk County, Urbandale has expanded westward into Dallas County in recent years. While Urbandale is primarily a residential city, commercial and industrial development has increased in recent years, particularly in industrial parks along I-35/80. Urbandale also features 850 acres of parks. -- Source: Wikipedia.com

Iowa 2000 Census Population Profile Map

	Urbandale	Iowa	United States
Population	29,072	2,926,324	281,421,906
Median age	37	36.6	35.3
Median age for Male	35.7	35.2	34
Median age for Female	38.2	38	36.5
Households	11,484	1,149,276	105,480,101
Household population	28,768	2,822,155	273,643,273
Average household size	2.51	2.46	2.59
Families	8,043	769,684	71,787,347
Average family size	3.02	3	3.14
Housing units	11,869	1,232,511	115,904,641
Occupied units	11,484	1,149,276	105,480,101
Vacant units	385	83,235	10,424,540

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