Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for York, PA

Latitude: 39.962692 -- Longitude: -76.728043

Other Area Cities: New Cumberland York Red Lion

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York, known as the White Rose City (after the Wars of the Roses), is a city located in South Central Pennsylvania. The population was 40,862 at the 2000 census. York is the county seat of York County, and is located at 39°58'00?N, 76°45'00?W. York was founded in 1741 by settlers from the Philadelphia region, and named for the English city of the same name. It was incorporated as a borough on September 24, 1787, and as a city on January 11, 1887. During the American Revolutionary War (1775–1783), York served as the temporary capital of the Continental Congress. The Articles of Confederation were drafted and ratified in York. The Conway Cabal, a political intrigue against General George Washington, had its origins in the Golden Plough tavern in York. -- Source: Wikipedia.com

Pennsylvania 2000 Census Population Profile Map

	York	Pennsylvania	United States
Population	40,862	12,281,054	281,421,906
Median age	31.3	38	35.3
Median age for Male	30.2	36.5	34
Median age for Female	32.5	39.4	36.5
Households	16,137	4,777,003	105,480,101
Household population	39,975	11,847,753	273,643,273
Average household size	2.48	2.48	2.59
Families	9,249	3,208,388	71,787,347
Average family size	3.17	3.04	3.14
Housing units	18,534	5,249,750	115,904,641
Occupied units	16,137	4,777,003	105,480,101
Vacant units	2,397	472,747	10,424,540

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