Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for New Bedford, MA

Latitude: 41.651803 -- Longitude: -70.933705

Other Area Cities: North Dartmouth Acushnet Center South Dartmouth New Bedford

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Before the 1600s, the Wampanoags, who had settlements throughout southeastern Massachusetts and Rhode Island, including Martha's Vineyard and Nantucket, were the only inhabitants of the lands along the Acushnet River. Their population is believed to have been about 12,000. While exploring New England, Bartholomew Gosnold landed on Cuttyhunk island on May 15, 1602. From there, he explored Cape Cod and the neighboring areas, including present-day New Bedford. However, rather than settle the area, he returned to England at the request of his crew.Europeans first settled New Bedford in 1652. Plymouth Colony settlers purchased the land from chief Massasoit of the Wampanoag tribe. Whether or not the transfer of the land was legitimately done is a matter of debate; the tribe claims that they were unaware at the time that the land would be taken from them permanently. -- Source: Wikipedia.com

Massachusetts 2000 Census Population Profile Map

	New Bedford	Massachusetts	United States
Population	93,768	6,349,097	281,421,906
Median age	35.9	36.5	35.3
Median age for Male	33.7	35.4	34
Median age for Female	37.9	37.7	36.5
Households	38,178	2,443,580	105,480,101
Household population	91,782	6,127,881	273,643,273
Average household size	2.4	2.51	2.59
Families	24,083	1,576,696	71,787,347
Average family size	3.01	3.11	3.14
Housing units	41,511	2,621,989	115,904,641
Occupied units	38,178	2,443,580	105,480,101
Vacant units	3,333	178,409	10,424,540

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