Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Ann Arbor, MI

Latitude: 42.274488 -- Longitude: -83.739261

Other Area Cities: Ann Arbor Brighton Dexter Saline Ypsilanti Chelsea Hamburg Plymouth

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Ann Arbor is a city in the U.S. state of Michigan and the county seat of Washtenaw County. As of the 2000 census, the city had a total population of 114,024. Supposedly named for the spouses of the city's founders and for the stands of trees in the area, Ann Arbor is best known as the location of the main campus of the University of Michigan, which moved there from Detroit in 1837. The city's economy, which was once noted for production of agricultural implements, carriages, furniture, pianos and organs, pottery, and flour, is now dominated by education, high-tech, and biotechnology. Average home prices and property taxes are well above the state and national medians. The city is also well known locally as a destination for dining out and entertainment, as it contains a wide and eclectic variety of restaurants and performance venues. -- Source: Wikipedia.com

Michigan 2000 Census Population Profile Map

	Ann Arbor	Michigan	United States
Population	114,024	9,938,444	281,421,906
Median age	28.1	35.5	35.3
Median age for Male	27.4	34.3	34
Median age for Female	29	36.6	36.5
Households	45,693	3,785,661	105,480,101
Household population	101,635	9,688,555	273,643,273
Average household size	2.22	2.56	2.59
Families	21,708	2,575,699	71,787,347
Average family size	2.9	3.1	3.14
Housing units	47,218	4,234,279	115,904,641
Occupied units	45,693	3,785,661	105,480,101
Vacant units	1,525	448,618	10,424,540

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