Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Fresno, CA

Latitude: 36.781549 -- Longitude: -119.792113

Other Area Cities: Fowler Clovis Madera Fresno

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Fresno is the sixth-largest city in California and the county seat of Fresno County. With a 2005 California Department of Finance estimated population of 464,727 and estimated metropolitan area population of 1,002,284, it is the largest city and second largest metropolitan area in California's expansive Central Valley. Fresno is located at 36°47' North, 119°48' West. Its ZIP Code is 937xx. Fresno serves as the economic hub of Fresno County and California’s Central Valley. While the unincorporated area and rural cities surrounding the City of Fresno remain predominantly tied to large-scale agricultural production, the City has been undergoing significant economic transformation. -- Source: Wikipedia.com

California 2000 Census Population Profile Map

	Fresno	California	United States
Population	427,652	33,871,648	281,421,906
Median age	28.5	33.3	35.3
Median age for Male	27.4	32.2	34
Median age for Female	29.6	34.4	36.5
Households	140,079	11,502,870	105,480,101
Household population	419,465	33,051,894	273,643,273
Average household size	2.99	2.87	2.59
Families	97,923	7,920,049	71,787,347
Average family size	3.57	3.43	3.14
Housing units	149,025	12,214,549	115,904,641
Occupied units	140,079	11,502,870	105,480,101
Vacant units	8,946	711,679	10,424,540

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