Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

As of 12/01/09 the Bruce Wingert RePage is ranked at 2,929 with 70 points.
The monthly top RePage owner will receive a cash prize. Help this agent by bookmarking this site and posting it to blogs and other Web pages and encourage others to visit.

Local Information for Cedar Falls, IA

Latitude: 42.52352 -- Longitude: -92.446402

Other Area Cities: Waterloo Waverly Cedar Falls

Enter our Photo Sweepstakes and Win $200 for your Cedar Falls photos!

To see random photos for other cities Click Here.

Submit your photos of Cedar Falls and become eligible to win $200. Click Here for details.

Cedar Falls is a city in Black Hawk County, Iowa and is home to one of Iowa's three Public Universities, the University of Northern Iowa. The population was 36,145 at the 2000 census. It is the smaller of two principal cities, by population, of and is included in the Waterloo-Cedar Falls, Iowa Metropolitan Statistical Area. Its name comes from being on the Cedar River. It was originally named Sturgis Falls, after William Sturgis, the first permanent white settler. -- Source: Wikipedia.com

Iowa 2000 Census Population Profile Map

	Cedar Falls	Iowa	United States
Population	36,145	2,926,324	281,421,906
Median age	26	36.6	35.3
Median age for Male	25.9	35.2	34
Median age for Female	26.2	38	36.5
Households	12,833	1,149,276	105,480,101
Household population	31,451	2,822,155	273,643,273
Average household size	2.45	2.46	2.59
Families	7,561	769,684	71,787,347
Average family size	2.91	3	3.14
Housing units	13,271	1,232,511	115,904,641
Occupied units	12,833	1,149,276	105,480,101
Vacant units	438	83,235	10,424,540

Visit US Census