Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

As of 12/02/09 the Bob Faundeen RePage is ranked at 2,333 with 75 points.
The monthly top RePage owner will receive a cash prize. Help this agent by bookmarking this site and posting it to blogs and other Web pages and encourage others to visit.

Local Information for St. Cloud, MN

Latitude: 45.556833 -- Longitude: -94.172499

Other Area Cities: Saint Cloud Sauk Rapids

Enter our Photo Sweepstakes and Win $200 for your Saint Cloud photos!

To see random photos for other cities Click Here.

Submit your photos of Saint Cloud and become eligible to win $200. Click Here for details.

St. Cloud is a city in the U.S. state of Minnesota and is a major place in the state's central region. As of the 2000 census, the city had a total population of 64,308. It is the county seat of Stearns County6. Although mainly located in Stearns County, the city extends into Benton County and Sherburne County as well. It is the main city of a small metropolitan area, with Waite Park, Sauk Rapids, Sartell, Rockville, and St. Augusta directly bordering the city, and others such as Kimball, Clearwater, Clear Lake, St. Joseph, and Cold Spring nearby. The Mississippi River flows through the city. St. Cloud is northwest of the Minneapolis-St. Paul area along Interstate 94, U.S. Highway 10, and State Highway 23. It is sometimes considered to be part of the Twin Cities region, and the media markets for the two areas overlap. A commuter rail line running into the Twin Cities known as the Northstar Corridor may reach the city in a second phase. The line is still in planning stages. -- Source: Wikipedia.com

Minnesota 2000 Census Population Profile Map

Census data is not available for this city
Visit US Census