Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Mobile, AL

Latitude: 30.679523 -- Longitude: -88.10328

Other Area Cities: Bay Minette Daphne Chickasaw Prichard Saraland Theodore Mobile

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The settlement, then called by the French name "Fort Louis de lá Mobile", was first established in 1702, at Twenty-seven Mile Bluff on the Mobile River, as the first capital of the French colony of Louisiana. Following a series of floods, the town was relocated downriver to its present location near the head of Mobile Bay in 1711 and named Fort Conde. The capital of Louisiana was moved to Biloxi in 1720 and to New Orleans in 1723 and Mobile was relegated to the role of frontier town and trading post. In 1763, the Treaty of Paris was signed, ending the French and Indian War. The treaty ceded Mobile to Great Britain and under British rule the colony flourished. The British renamed the city Fort Charlotte, after the English Queen, and reenergized the port. Major exports included timber, naval stores, indigo, hides, rice, pecans and cattle. -- Source: Wikipedia.com

Alabama 2000 Census Population Profile Map

	Mobile	Alabama	United States
Population	198,915	4,447,100	281,421,906
Median age	34.3	35.8	35.3
Median age for Male	32.3	34.4	34
Median age for Female	36.1	37.2	36.5
Households	78,480	1,737,080	105,480,101
Household population	192,735	4,332,380	273,643,273
Average household size	2.46	2.49	2.59
Families	50,764	1,215,968	71,787,347
Average family size	3.09	3.01	3.14
Housing units	86,187	1,963,711	115,904,641
Occupied units	78,480	1,737,080	105,480,101
Vacant units	7,707	226,631	10,424,540

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