Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Madison, AL

Latitude: 34.715065 -- Longitude: -86.739644

Other Area Cities: Huntsville Harvest Decatur Madison

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Madison's first resident was John Cartwright, who settled in the area in 1818. The city was originally known as Madison Station, and grew up in the 1850s around a stop of the Memphis & Charleston Railroad. Madison was the site of a battle in the American Civil War on March 16, 1864, when Col. Josiah Patterson's 5th Alabama Cavalry, supported By Col. James H. Stuart's cavalry battalion and a section of horse artillery, drove Col. Adam G. Gorgas's 13th Illinois Infantry Regiment from the city. Patterson's men captured the 13th Illinois Regiment's wagon train, taking 66 prisoners. They also burned Union supplies and tore up the railroad tracks before retreating. Portions of the 5th Ohio Cavalry, the 59th Indiana Infantry and the 5th Iowa Infantry were sent in pursuit from Huntsville and skirmished with Patterson's rear guard that evening at Fletcher's Ferry south of Madison. -- Source: Wikipedia.com

Alabama 2000 Census Population Profile Map

	Madison	Alabama	United States
Population	29,329	4,447,100	281,421,906
Median age	34.5	35.8	35.3
Median age for Male	34.2	34.4	34
Median age for Female	34.7	37.2	36.5
Households	11,143	1,737,080	105,480,101
Household population	29,075	4,332,380	273,643,273
Average household size	2.61	2.49	2.59
Families	8,066	1,215,968	71,787,347
Average family size	3.13	3.01	3.14
Housing units	12,121	1,963,711	115,904,641
Occupied units	11,143	1,737,080	105,480,101
Vacant units	978	226,631	10,424,540

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