Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Benicia, CA

Latitude: 38.06336 -- Longitude: -122.156158

Other Area Cities: Fairfield Vallejo Pleasant Hill Concord Benicia

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Benicia is a city in Solano County, California, United States. It was the first city in California to be founded by Anglo-Americans. The population was 26,865 at the 2000 census. The city lies in the San Francisco Bay Area near San Francisco and Vallejo. Benicia is located on the north side of the Carquinez Strait, directly facing the city of Martinez. The town can be divided into three areas: Southampton (north of Military), East Benicia (east of First Street), and West Benicia (west of First Street). Most of the town's older homes are on the east and west sides. The far east side has an industrial park, where many of the town's local artists have rented out studio space. Also in or near the industrial park are the Valero oil refinery, the 1859 Clock Tower and the 1850s Camel Barns. The Benicia State Recreation Area is on the far west edge of the city. Southampton contains primarily stucco family homes, most of which were built between 1970 and 2000. -- Source: Wikipedia.com

California 2000 Census Population Profile Map

	Benicia	California	United States
Population	26,865	33,871,648	281,421,906
Median age	38.9	33.3	35.3
Median age for Male	37.6	32.2	34
Median age for Female	39.8	34.4	36.5
Households	10,328	11,502,870	105,480,101
Household population	26,811	33,051,894	273,643,273
Average household size	2.6	2.87	2.59
Families	7,244	7,920,049	71,787,347
Average family size	3.1	3.43	3.14
Housing units	10,547	12,214,549	115,904,641
Occupied units	10,328	11,502,870	105,480,101
Vacant units	219	711,679	10,424,540

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