Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Saco, ME

Latitude: 43.510425 -- Longitude: -70.44492

Other Area Cities: Saco Kennebunk Biddeford Portland

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Granted in 1630 by the Plymouth Company to Thomas Lewis and Richard Bonython, the town extended 4 miles along the sea, and 8 inland. Settled in 1631 as part of "Winter Harbor" {as Biddeford Pool was first known), it included Biddeford. It would be reorganized in 1653 by the General Court of Massachusetts as "Saco," like the Sokokis (or Saco) Indians who once hunted and fished along the Saco River. The community would be incorporated in 1718 as "Biddeford," the fourth town in Maine. The northeastern bank separated in 1762 with the name "Pepperellborough," in honor of Sir William Pepperrell, a late proprietor. It was renamed "Saco" in 1805, and incorporated as a city in 1867. -- Source: Wikipedia.com

Maine 2000 Census Population Profile Map

	Saco	Maine	United States
Population	16,822	1,274,923	281,421,906
Median age	37.2	38.6	35.3
Median age for Male	36.1	37.6	34
Median age for Female	38.1	39.6	36.5
Households	6,801	518,200	105,480,101
Household population	16,581	1,240,011	273,643,273
Average household size	2.44	2.39	2.59
Families	4,594	340,685	71,787,347
Average family size	2.93	2.9	3.14
Housing units	7,424	651,901	115,904,641
Occupied units	6,801	518,200	105,480,101
Vacant units	623	133,701	10,424,540

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