Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Beverly, MA

Latitude: 42.560995 -- Longitude: -70.875702

Other Area Cities: Beverly Danvers Rowley Boxford Gloucester Lynn Lynnfield Peabody Reading Salem

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Originally part of Salem and the Naumkeag Territory, the area was first settled in 1626 by Roger Conant. But because of religious differences with Governor John Endicott, Beverly would be set off and officially incorporated in 1668, when it was named after an English bishop. Surviving from the settlement's early history is the Balch House, built about 1636, one of the two oldest wood-frame houses in the United States. The first ship commissioned by the United States military (actually the US Army, as the US Navy did not yet exist), was the armed schooner Hannah. It was outfitted at Glover's Wharf, and first sailed from Beverly Harbor on September 2, 1775. For this reason Beverly describes itself as the "Birthplace of America's Navy" -- a claim disputed by other towns, including nearby Marblehead. -- Source: Wikipedia.com

Massachusetts 2000 Census Population Profile Map

	Beverly	Massachusetts	United States
Population	39,862	6,349,097	281,421,906
Median age	38.3	36.5	35.3
Median age for Male	37	35.4	34
Median age for Female	39.5	37.7	36.5
Households	15,750	2,443,580	105,480,101
Household population	37,692	6,127,881	273,643,273
Average household size	2.39	2.51	2.59
Families	9,907	1,576,696	71,787,347
Average family size	3.02	3.11	3.14
Housing units	16,275	2,621,989	115,904,641
Occupied units	15,750	2,443,580	105,480,101
Vacant units	525	178,409	10,424,540

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