Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Overland Park, KS

Latitude: 38.940071 -- Longitude: -94.680697

Other Area Cities: Kansas City Leawood Lenexa Mission Olathe Prairie Village Mission Hills Monticello Shawnee Mission Bonner Springs Overland Park Grandview Kansas City Overland Park Liberty Belton

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The city was incorporated as a first-class city on May 20, 1960, making it one of the youngest communities in Johnson County. Its initial population was 28,085 and was bounded by Antioch Road (West), 107th Street (South), Chadwick (East) and I-35 (North). In 1960 the population was 28,085 with 17.2 square miles incorporated. By 1990 the population was 111,790 and in 1995 the incorporated land area was 56.6 square miles. Since 1995, the population has since grown to over 167,000 by 2005 with 62.26 square miles of land area. Overland Park is now the second most populous city in Kansas. The city traces its roots back to 1905, with the arrival of its founder, William B. Strang Jr., who platted subdivisions along a military roadway on 600 acres (2.4 km²) he purchased that are now part of the old downtown area. -- Source: Wikipedia.com

Kansas 2000 Census Population Profile Map

	Overland Park	Kansas	United States
Population	149,080	2,688,418	281,421,906
Median age	36.3	35.2	35.3
Median age for Male	34.9	33.7	34
Median age for Female	37.5	36.5	36.5
Households	59,703	1,037,891	105,480,101
Household population	147,492	2,606,468	273,643,273
Average household size	2.47	2.51	2.59
Families	39,718	701,547	71,787,347
Average family size	3.06	3.07	3.14
Housing units	62,586	1,131,200	115,904,641
Occupied units	59,703	1,037,891	105,480,101
Vacant units	2,883	93,309	10,424,540

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