Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Scottsdale, AZ

Latitude: 33.590709 -- Longitude: -111.895985

Other Area Cities: Carefree Scottsdale Phoenix Mesa Paradise Valley Tempe Fountain Hills

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Scottsdale is a satellite city of Phoenix in Maricopa County, Arizona, USA. Named by the New York Times as "The Beverly Hills of the Desert,"[1] Scottsdale has become internationally recognized as a premiere (and posh) tourist destination, while maintaining its own identity and culture as "The West's Most Western Town." However, despite this motto, in the 1970's, most horse corral new construction was prohibited. It seems that repairs are permitted on old corrals. What had, in the twentieth century, been vacant desert, is vastly converted to either urban &/or suburban environment. As of the 2000 census, the city is the 82nd largest city in the United States, with a population of 202,705. The most recent census estimate (2005) is 234,752, an increase of 15.8%.[2] -- Source: Wikipedia.com

Arizona 2000 Census Population Profile Map

	Scottsdale	Arizona	United States
Population	202,705	5,130,632	281,421,906
Median age	41	34.2	35.3
Median age for Male	39.5	32.9	34
Median age for Female	42.4	35.5	36.5
Households	90,669	1,901,327	105,480,101
Household population	201,028	5,020,782	273,643,273
Average household size	2.22	2.64	2.59
Families	54,458	1,287,367	71,787,347
Average family size	2.79	3.18	3.14
Housing units	104,974	2,189,189	115,904,641
Occupied units	90,669	1,901,327	105,480,101
Vacant units	14,305	287,862	10,424,540

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