Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Waipahu, HI

Latitude: 21.3925 -- Longitude: -158.01071

Other Area Cities: Waipahu Ewa Beach Halawa Heights Honolulu Makakilo City Mililani Nanakuli Pearl City Wahiawa Aiea Maili Makaha

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Waipahu is a former sugar mill town and now census-designated place (CDP) located in the ?Ewa District on the Island of O?ahu in the City & County of Honolulu, Hawai?i. In Hawaiian, the name is probably derived from wai pahu meaning "exploding or bursting water" as perhaps from a spring. There are many large springs in the Waipahu area. As of the 2000 Census, the CDP population was 33,108. Waipahu is located along the northern shore of both Middle Loch and West Loch of Pearl Harbor. Waipahu contains two (high) school districts with some students attending Waipahu High School with others attending Pearl City High School. The U.S. postal code for Waipahu is 96797 . -- Source: Wikipedia.com

Hawaii 2000 Census Population Profile Map

	Waipahu	Hawaii	United States
Population	33,108	1,211,537	281,421,906
Median age	35.5	36.2	35.3
Median age for Male	34.3	35.1	34
Median age for Female	36.6	37.4	36.5
Households	7,566	403,240	105,480,101
Household population	31,974	1,175,755	273,643,273
Average household size	4.23	2.92	2.59
Families	6,430	287,068	71,787,347
Average family size	4.37	3.42	3.14
Housing units	8,033	460,542	115,904,641
Occupied units	7,566	403,240	105,480,101
Vacant units	467	57,302	10,424,540

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