Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Los Angeles, CA

Latitude: 34.086159 -- Longitude: -118.375984

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Los Angeles, known as "L.A." or the "City of Angels", is the most populous city in the state of California and the second-most in the United States. One of the world's major global cities, it is located in Southern California and has a population of more than 4 million people, spanning 498 square miles. It is the core cultural and economic center of the Greater Los Angeles metropolitan area, a region home to over 18 million people. Los Angeles was incorporated as a municipality on April 4, 1850—five months before California achieved statehood—and is the county seat of Los Angeles County. Los Angeles is one of the world's most important centers of culture, science, technology, international trade, and higher education, and is home to numerous world-renowned institutions in a broad range of professional and cultural fields. In addition, the city is a leading producer of popular entertainment—such as motion pictures, television, and recorded music. -- Source: Wikipedia.com

California 2000 Census Population Profile Map

	Los Angeles	California	United States
Population	3,694,820	33,871,648	281,421,906
Median age	31.6	33.3	35.3
Median age for Male	30.8	32.2	34
Median age for Female	32.6	34.4	36.5
Households	1,275,412	11,502,870	105,480,101
Household population	3,612,223	33,051,894	273,643,273
Average household size	2.83	2.87	2.59
Families	798,719	7,920,049	71,787,347
Average family size	3.56	3.43	3.14
Housing units	1,337,706	12,214,549	115,904,641
Occupied units	1,275,412	11,502,870	105,480,101
Vacant units	62,294	711,679	10,424,540

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