Are You Afraid Of the Grass Being Greener On The Other Side?

November 20, 2008

“But what if mortgage rates drop next month…”, “I’d hate to pay too much for a home”, “I want to buy at the absolute bottom of the market…not a penny more!” “What if I buy now and then price go down again – I’ll be upside down within a few months!”

It’s human nature to want the best deal – the nicest house for your money – the lowest possible interest rate. But while caution may be good in choosing which stocks have good investment potential, many people lose sight of the fact that the primary reason for buying a home is to provide shelter for you and your family. Yes, I know that many have speculated in real estate over the last few years and cashed in on the escalating home prices. But those days are not these days.

Today your main motivation should be to find the best fit for your budget and your family. Does it really matter whether you pay 5% or 4% for a mortgage if you find a home that fits nicely into your conservative financial plan? Isn’t it more important to have a space for your daughter to practice the piano away from the noisy den than to have a cheap house with a floor plan that’s all wrong? Or wouldn’t you enjoy a beautiful shade tree in the back yard where you can hang a hammock more than a great deal on a home right next to a busy road?

Yes, there will be buyers who will buy at the lowest prices of the century and get a low mortgage too. But will they have the luxury of picking out a home that fits their needs, that nurtures their soul? Will they find a home that makes them go “Aaaaaah!” at the end of the day as they walk through the front door? Or will they merely use the space as a functional place to lay their head.

If you look to what makes a house a home, you’ll find that the grass is just as green, if not greener in a home chosen for love rather than money!

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Local Information for Woodburn, OR

Latitude: 45.147258 -- Longitude: -122.858436

Other Area Cities: Woodburn Salem

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Woodburn was founded by Jesse H. Settlemier. There is a museum called the Settlemier house located on Settlemier Avenue, both of which were named after him. Woodburn has a history of being a large farming community. One large and growing problem this has created recently is the number of illegal immigrants in the area. The school system has federal funding to provide free lunch in all schools. However, over crowding has become a high concern. Another issue behind illegal immigration is that it has created a high number of uninsured drivers. Another rising issue is the increase of drug use. Many times illegal immigrant families are tempted to make more money by dealing various drugs, most notably Marijuana and meth. The reason behind this is that migrant workers who are illegal have a difficult time making a living getting paid small wages in the agricultural business and they are desperate to make more income. However, federal aid is provided to the area. -- Source: Wikipedia.com

Oregon 2000 Census Population Profile Map

	Woodburn	Oregon	United States
Population	20,100	3,421,399	281,421,906
Median age	30.3	36.3	35.3
Median age for Male	28.1	35.1	34
Median age for Female	33.5	37.5	36.5
Households	6,274	1,333,723	105,480,101
Household population	19,535	3,343,908	273,643,273
Average household size	3.11	2.51	2.59
Families	4,490	877,671	71,787,347
Average family size	3.63	3.02	3.14
Housing units	6,824	1,452,709	115,904,641
Occupied units	6,274	1,333,723	105,480,101
Vacant units	550	118,986	10,424,540

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